Equifax Data Breach
Information For Our Clients About the Equifax Data Breach
In September 2017, Equifax, one of the three national consumer credit reporting agencies, announced a major data breach. This breach affects approximately 143 million Americans. Equifax has established a dedicated toll-free number to answer questions you may have about the Equifax data breach and its effect on your personally identifiable information. You may call them at 866-447-7559.
To be clear, Paragon Bank was not compromised and your information was not stolen from our bank.
According to Equifax, the data breach on their system occurred May – July 2017, and the information stolen includes consumers’ personally identifiable information, including names, Social Security numbers, dates of birth, addresses and, in some cases, driver’s license numbers. Approximately 209,000 credit card numbers and dispute documents with personally identifiable information for approximately 182,000 consumers were also stolen. There is no evidence of unauthorized access to consumers’ credit reporting databases.
Paragon takes the security of every client’s information seriously, so we are providing information about steps you can take to protect your personally identifiable information.
- Determine if your information was exposed by the Equifax breach. Visit the Equifax website at www.equifaxsecurity2017.com to find out.
- Check your bank account and credit card statements. Report any suspicious activity you find.
- Review your credit reports. Contact the three credit reporting agencies below to receive your free annual credit report from each, or visit www.annualcreditreport.gov.
P.O. Box 740241
Atlanta, GA 30374
P.O. Box 9554
Allen, TX 75013
- If you suspect or find fraudulent activity, consider placing a fraud alert or credit freeze on your files. For additional details, please visit the Federal Trade Commission’s website for fraud alerts at https://www.consumer.ftc.gov/articles/0275-place-fraud-alert or their web page for credit freezes at https://www.consumer.ftc.gov/articles/0497-credit-freeze-faqs.
If you believe you are the victim of identity theft, please contact your local law enforcement office and/or your state attorney general as well as the three credit reporting agencies listed above. Finally, you may also want to consider reviewing information about recovering from identity theft, which is available from the Federal Trade Commission (FTC) at https://www.identitytheft.gov/ or by calling 1-877-IDTHEFT (1-877-438-4338). The FTC also offers general information to protect your online presence at https://www.consumer.ftc.gov/topics/privacy-identity-online-security.
As always, your Paragon Bank relationship team is available should you have further questions.
Downloadable PDF of This Information